Can Foreigners Buy Property in UAE? All You Should Know

Can foreigners buy property in Dubai, Abu Dhabi, and other states in UAE? This question has been asked many times. In this article we will answer it once and for all. The UAE property market is a lucrative and exciting investment opportunity. The country’s strict regulations on real estate have made it quite popular with locals and international investors looking for safe-haven investments in areas other than stock markets or volatile currencies abroad.

The rules for property ownership in the UAE are different depending on your citizenship. If you’re an expatriate or overseas investor looking to purchase real estate, here is the answer to can foreigners buy property in Ras al Khaimah, UAE.

Non-Emiratis can’t own housing loans – they have restrictions with respect only allows Emirati citizenships; Freehold property means owning land outright rather than renting out properties, so there is no tenancy agreement involved which explains why most people turn towards licensed agents because these individuals know how best represent their interests while negotiating prices down.

Rules for Expats Looking To Purchase Home In UAE 

The Dubai real estate market has been the best in the UAE for a long time. And it’s no surprise that people are flocking to this city, which offers property ownership opportunities with two different types of tenure: freehold or leasehold.

Freeholder properties give you complete control over what happens on your land. At the same time, leases provide less security but allow renters more freedom than most other residency options do—especially if they plan on staying only temporarily!

Rule #1: Freehold Versus Leasehold Property Ownership for Foreigners

What is Leasehold property ownership in UAE?

If you are looking to buy a property, then leasehold may be the right choice. As opposed to owning land with purchase agreements lasting 99 years or less–depending on what type of contract is signed.

Buyers only have rights relating to their own but not all other aspects that come along with it, like access for future development potentials.

What is Freehold Property Ownership in UAE?

Foreigners can buy property in the UAE on freehold rights as well. Freehold means that you own both your home and its land, but it’s important to note that only foreigners with a residency permit for this type of real estate are allowed to purchase them – not just anybody!

 There is also some variance from emirate-to-emirate as far as restrictions go: foreign nationals living abroad may find themselves subjectively governed by laws regarding ownership depending on where they settle down after leaving their country behind.

Ever wondered what rules apply when buying new homes or renovating existing ones? Find out about purchasing opportunities available under Local Regulations of different Arab states, including those regulating purchases.

What Type of Property Can Foreigners Buy in Abu Dhabi?

Expats are now only authorized to own property in the form of flats and villas in Abu Dhabi, according to the legislation governing the real estate market. In the country’s capital, there are four primary channels for purchasing real estate. These are some of them:


Foreigners purchasers are authorized to enjoy the usage, alteration, or construction of acquired home units for a certain time period under Musataha contracts. They can also own residential properties for up to 50 years. The renewal term is agreed upon by all parties involved for the same time period.

Ownership Deeds

Foreigners are awarded 99-year ownership titles to their residential property. Foreign property owners, with the exception of land ownership, have complete control over the villas and flats they purchase.

Long-term lease

A long-term lease must be for at least 25 years at the beginning.


A usufruct contract allows expats to hold residential property for over 99 years while also allowing owners to enjoy the property and its amenities without modifying them.

Can Foreigners Get a Loan to Purchase Property in UAE?

Expatriates can receive a mortgage from lenders in the UAE, although there are certain restrictions. Expat investors, for example, should anticipate to make a minimum down payment of 20 percent to 25 percent of the mortgage value, plus other charges.

Do I Get a Residence Visa for Buying a Property in the UAE?

Foreign real estate investors who purchase a property in the UAE have become one of the numerous groups eligible for a UAE long-term resident visa from May 2019. In this situation, the minimum investment worth for a 5-year resident visa is AED 5 million. This is true for the principal applicant as well as any dependents.

The following requirements must be met in order to get a residence visa as a property investor:

  • The sum invested cannot be in the form of debt.
  • The estate must be worth at least AED 5 million in order to be acquired.
  • The asset has to have been kept for the past 3 years.

We hope that the article has properly answered everything about Can Foreigners Buy Property in UAE including rules, regulations, types, property loans, and citizenship by investing or assets.

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