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Skywards Signature Credit Card by Emirates Islamic

Skywards Signature Credit Card by Emirates Islamic

Emirates Islamic Skywards Signature Credit Card stands out as a beacon for avid travelers, offering an array of benefits and privileges. In this comprehensive guide, we’ll explore the key features, pros and cons, application process, the concept of Skywards Miles, and how you can make the most of them.

Benefits of the Emirates Islamic Skywards Signature Credit Card:

1. Earn Skywards Miles:

  • Enjoy up to 1.5 Skywards Miles for every USD spent, with varying rates based on spending categories.
  • Earn Tier Miles alongside Skywards Miles for additional rewards.

2. Lounge Access:

  • Unlimited complimentary access to over 1000 airport lounges worldwide, providing a luxurious travel experience.

3. Valet Parking:

  • Avail 1 complimentary valet parking service per month, adding convenience to your journeys.

4. Complimentary Golf:

  • Enjoy two rounds of complimentary golf per month at select golf clubs, providing recreational opportunities.

5. Additional Features:

  • Complimentary Reel Cinemas movie tickets with a minimum monthly spend requirement.
  • 20% off on Emaar Entertainment Attractions, enhancing your entertainment experiences.
  • Multi-trip travel insurance for added peace of mind during your journeys.
  • Access to luxury hotel collections with exclusive privileges.
  • Complimentary access to Dubai Ladies Club & Sharjah Ladies Club.

Key Features:

1. Skywards Miles Calculation:

  • Earn Miles based on spending categories, including domestic and international spend, Emirates/flydubai Airlines spends, and more.
  • Additional Skywards Miles with the ExtraMiles App for hotel bookings, flight ticket bookings, and car rentals.

2. Lounge Access Conditions:

  • Complimentary lounge access in the first visit of the calendar year.
  • Subsequent visits require a minimum foreign currency spend of USD 1 or equivalent.
  • Charge for accompanying guests.

3. Complimentary Golf Conditions:

  • Two rounds of complimentary golf per month with a minimum monthly retail spend of AED 5,000.

4. Purchase Protection and Extended Warranty:

  • Protection against theft or damage for purchases.
  • Automatic extension of the original manufacturer’s warranty.

5. Mazaya Offers:

  • Access to exclusive benefits, discounts, and privileges under the Mazaya Offers program.

Pros and Cons if Skywards Signature Credit Card


  • Generous Rewards: The card offers a substantial reward system with Skywards Miles.
  • Complimentary Benefits: From lounge access to valet parking and golf, the card provides a range of complimentary services.
  • Entertainment Discounts: Discounts on cinema tickets and Emaar Entertainment attractions enhance leisure activities.


  • Minimum Spend Requirements: Some benefits, such as complimentary valet parking and golf, come with minimum monthly spend conditions.
  • Accompanying Guest Charges: Lounge access for accompanying guests incurs additional charges.

How to Get the Emirates Islamic Skywards Signature Credit Card:

  1. Online Application:
    • Visit the Emirates Islamic website and navigate to the credit cards section.
    • Complete the online application form with the required personal and financial information.
  2. Contact Center:
    • Call the 24-hour customer service center at 600 599 995 and speak with a representative who can guide you through the application process.
  3. Branch Visit:
    • Visit a nearby Emirates Islamic branch and inquire about the application process at the customer service desk.

Understanding Skywards Miles:

  • What are Miles?

Skywards Miles are the reward currency associated with the Emirates Skywards loyalty program.

  • When Can You Get Miles?

Miles are earned for every USD spent, with different rates for various spending categories, including international and domestic spend, and purchases from Emirates/flydubai Airlines.

  • What Can You Do with Miles?

Skywards Miles can be redeemed for various rewards, including flight tickets, upgrades, hotel stays, and other travel-related benefits.

Emirates Islamic Skywards Signature Credit Card Lounge Access

The Emirates Islamic Skywards Signature Credit Card offers its cardholders unlimited complimentary lounge access to over 1000 airport lounges worldwide. Lounge access is a premium benefit that enhances the travel experience, providing a comfortable and relaxing environment for cardholders as they wait for their flights. Here’s a detailed explanation of the lounge access feature:

Lounge Access Benefit:

  1. Unlimited Access: Cardholders enjoy unlimited access to participating airport lounges, offering a haven of tranquility away from the bustling airport terminals.
  2. Global Coverage: The lounge access is not limited to specific regions; instead, it spans across the globe, allowing cardholders to avail themselves of the benefit regardless of their travel destination.

Conditions and Procedures:

  1. Complimentary First Visit: The first visit to a lounge in a calendar year is complimentary, providing an introduction to the luxury offered by airport lounges.
  2. Subsequent Visits: For subsequent visits in the same calendar year, cardholders need to fulfill a minimum foreign currency spend requirement of USD 1 or equivalent. This spend must occur on both the primary and supplementary cards at least 15 days prior to the lounge visit.
  3. Guest Access: The primary cardholder is typically allowed complimentary access, and additional guests accompanying the cardholder may incur charges. The exact fee per person per visit is specified in the terms and conditions.

Lounge Access Registration:

To make use of the complimentary lounge access benefit, cardholders usually need to register on the lounge access program’s official website. The registration process may involve providing details such as the card number and personal information.

How to Locate Participating Lounges:

Cardholders can find the list of participating lounges on the lounge access program’s official website. This directory helps travelers identify eligible lounges at airports worldwide.

Additional Features:

Beyond the basic lounge access benefit, some credit cards may offer additional features, such as:

  • Discounts: Special discounts or promotions for services within the lounges, such as spa treatments or dining.
  • Wi-Fi Access: Complimentary Wi-Fi services to stay connected during the waiting period.
  • Amenities: Lounges often provide amenities such as showers, business centers, and entertainment facilities.

Terms and Conditions:

It’s crucial for cardholders to familiarize themselves with the terms and conditions associated with the lounge access benefit. These may include details on eligibility, guest policies, and any additional charges that may apply.

How to Utilize the Benefit:

To access the lounges, cardholders typically need to present their Emirates Islamic Skywards Signature Credit Card at the lounge entrance. The lounge staff will verify the eligibility and grant access accordingly.

What is Skywards Signature Credit Card Annual Fees?

the annual fee for the Skywards Signature Credit Card is AED 735. You need to have a minimum salary of 12,000 AED to get the Emirates Islamic Skywards Credit Card.

In conclusion, the Emirates Islamic Skywards Signature Credit Card offers a wealth of benefits for frequent travelers, providing a seamless blend of luxury, convenience, and rewards. However, potential applicants should carefully consider their spending habits and the associated terms and conditions to maximize the card’s advantages. Whether you seek exclusive lounge access, golf privileges, or travel rewards, this credit card is tailored for those who yearn for elevated travel experiences.

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