Here is everything you would want to know about the Bank AlBilad Credit Card Application Process.
What is the process of a credit card of Al Bilad Bank?
The process of obtaining a credit card from Al Bilad Bank involves several steps. While specific details about the application process are not provided in the search results, the general process for obtaining a credit card in Saudi Arabia is applicable. Here are the steps to obtain a credit card:
- Choose a credit card: Select the type of credit card that suits your needs, such as Al Bilad Bank’s Infinite Credit Card.
- Prepare required documents: Gather necessary documents, such as salary slips for 3 months, bank statements for 3 months, a salary certificate from the employer, passport copy, Iqama copy, a print of the Saudi national address, and details of loans/credit cards issued from other banks.
- Submit an application: You can apply for a credit card through Al Bilad Bank’s online account opening process, which allows you to open an account and issue your digital mada card instantly. Alternatively, you can visit one of Al Bilad Bank’s branches or use their mobile app to apply for a credit card.
- Wait for approval: After submitting your application, the bank will review your information and credit report. If approved, you will receive your credit card.
- Activate the card: Activate your credit card within 60 days of receiving it, as it will be automatically canceled if not activated within that period.
Al Bilad Bank offers various credit cards, including the Albilad mada debit cards, credit cards, Tamkeen credit card, prepaid medad cards, and the household labor card. The bank also provides a loyalty program called Mukafaat Albilad, which allows you to earn points and redeem them for exciting rewards.
What are the charges for getting credit card from Al Bilad Bank?
The specific charges for obtaining a credit card from Al Bilad Bank are not explicitly mentioned in the search results. However, you can find more information about their credit card offerings and fees on their official website or by contacting their customer service. You can reach them through Albilad WhatsApp or by calling their Saudi Arabia number at 8001230000 and their international number at 0096692001002. Additionally, you can visit their nearest branch or ATM to get step-by-step directions and estimated time of arrival.
How to send money from Saudi Arabia to Pakistan with Al Bilad Bank?
To send money from Saudi Arabia to Pakistan using Al Bilad Bank, you can use the Enjaz App. Here’s how to do it:
- Download the Enjaz App on your smartphone from the app store.
- Click on “Register” to start your journey.
- Fill your personal and financial information.
- Create your username and password to be used for app login.
- Verify your identity via National Single Sign-On service using your Absher username & password. If you don’t have an Absher account, you can verify your account through any ATM that supports fingerprint.
Once you have registered and logged in, you can add your beneficiary, pay utility bills, and recharge your mobile through the app. The maximum transfer limit through Enjaz App is 20,000 SAR 6. You can also use your digital card IBAN to receive money through SARIE transfers or internal Bank Albilad transfers.For more information on sending money using the Enjaz App, you can watch tutorial videos on YouTube or visit the official Bank Al Bilad website.
What are Al Bilad Bank Credit Card Rewards in Pakistan?
Al Bilad Bank Credit Card Rewards in Pakistan are part of the Mukafaat Albilad loyalty program, which rewards customers with Mukafaat points on everyday spend using their Albilad card. The rewards points earned depend on the type of transaction and the type of card used. Here are the reward points earned per 1 SAR for different card products:
- Albilad Signature Credit Card: 3 reward points for domestic spend and 3 reward points for international spend.
- Albilad Infinite Credit Card: 3 reward points for domestic spend and 3 reward points for international spend.
- Albilad Tamkeen Platinum Card: 1.5 reward points for domestic spend and 1.5 reward points for international spend.
- Albilad Medad Internet Card: 1 reward point for domestic spend and 2 reward points for international spend.
Customers can earn Mukafaat Albilad reward points by registering their Bank Albilad Visa card in the program. The rewards can be redeemed for exciting rewards, such as travel experiences and gift items.
Should You Get Al Bilad Credit Card in Pakistan?
Deciding whether to get an Al Bilad credit card in Pakistan depends on your specific needs and preferences. Al Bilad is a Saudi joint stock company that offers various financial services, including credit cards. Their credit cards, such as the Al Bilad Signature credit card, provide luxurious shopping and travel experiences with a wide range of benefits.Some factors to consider before getting an Al Bilad credit card in Pakistan include:
- Availability: Al Bilad has partnered with the Bank of Punjab in Pakistan, allowing you to send money to your loved ones in Pakistan through their channels. However, the availability of Al Bilad credit cards in Pakistan is not explicitly mentioned in the search results.
- Fees and Charges: The search results do not provide specific information on the fees and charges associated with Al Bilad credit cards in Pakistan. It is essential to review the terms and conditions, as well as the Schedule of Charges, before applying for a credit card.
- Repayment Options: Al Bilad credit cards offer various repayment options, such as using the myABL internet banking portal, myABL mobile phone application, Allied Bank’s ATMs, 1-Bill, Allied Phone Banking, drop box, or over the counter in any ABL Branch. However, it is crucial to ensure that these options are available and convenient for you in Pakistan.
- Mukafaat Albilad Loyalty Program: Al Bilad has a loyalty program called Mukafaat Albilad, which allows customers to earn points on everyday spend with their Albilad card. These points can be redeemed for exciting Horizon Center products and services. Ensure that this loyalty program aligns with your spending habits and preferences.
In conclusion, before deciding to get an Al Bilad credit card in Pakistan, it is essential to research the available options, fees, charges, and repayment methods. Consider your specific needs and preferences, as well as the convenience of using the credit card in Pakistan.