Want to know What is Axis Buzz Credit Card? Here is everything you should know about the card in detail.
In the world of online shopping, the Axis Bank Buzz Credit Card teamed up with Flipkart to create something special. Launched in 2017, this card is like a golden ticket for those who love shopping on Flipkart.
What is Axis Buzz Credit Card?
The Axis Bank Buzz Credit Card is a credit card designed for online shopping enthusiasts, offering various benefits and rewards for Flipkart purchases. Key features and benefits of the Axis Bank Buzz Credit Card include:
- Flipkart Vouchers: The card offers Flipkart vouchers up to Rs. 8000. Users can avail a 10% discount on Flipkart purchases.
- Annual Fee: The annual fee for the Axis Bank Buzz Credit Card is Rs. 750 + 18% GST, which is waived for the first two years.
- Welcome Benefits: New users receive Flipkart vouchers worth INR 1,000 on making three purchases within 45 days of activation.
- Reward Points: The card offers EDGE Reward Points, which can only be redeemed by purchasing selective options provided by the bank.
- No Additional Benefits: The Axis Bank Buzz Credit Card does not offer any additional benefits such as airport lounge access, travel insurance, or purchase protection.
The Axis Bank Buzz Credit Card is part of the Axis Credit Card portfolio, which also includes the Axis Bank Select Credit Card. This card is ideal for individuals who frequently shop on Flipkart and want to enjoy discounts and rewards on their purchases.
Who Can Use Axis Buzz Credit Card?
The Axis Bank Buzz Credit Card is primarily suitable for individuals who enjoy online shopping, especially on Flipkart. The card offers several benefits and rewards, such as:
- Flipkart shopping vouchers worth up to Rs. 8,000 in a year
- Accelerated reward points on all online purchases
- 10% instant discount on Flipkart
- Milestone benefits, including Flipkart gift vouchers worth Rs. 5,000, Rs. 10,000, and Rs. 25,000 on an annual expenditure of Rs. 25,000, Rs. 50,000, and Rs. 100,000, respectively
The card is designed to cater to the needs of online shoppers and offers additional discounts on shopping for any excited yet?. It has an annual fee of INR 750 + 18% GST, starting from the second year. Eligibility for the card includes a personal annual income of INR 6 lakh and above, with an age range of 18 to 70 years. The card can be applied for online, and the interest rate varies depending on the customer’s credit history and other factors.
Can You Use Axis Buzz Credit Card in Dubai?
Yes, the Axis Buzz Credit Card can be used in Dubai, as long as it is enabled for international transactions. The card offers various benefits, including:
- Flipkart shopping vouchers worth Rs. 8,000 in a year
- Accelerated reward points on online purchases
- 10% instant discount on Flipkart
However, it is essential to note that Axis Bank has strict terms and conditions for the use of their credit cards, and they may block rewards accounts if they detect non-personal spending or manufactured spending. To avoid any issues, ensure that you use the card for personal expenses only and follow the terms and conditions set by the bank.
Key Features of Axis Buzz Credit Card
Annual Fee:
- It costs INR 750 plus 18% GST every year after the first one.
Welcome Benefits:
- Get INR 1,000 in Flipkart vouchers when you make three purchases within 45 days of getting the card.
Pros and Cons:
Pros:
- Big discounts on Flipkart, especially during certain times.
- Cool rewards when you spend a certain amount each year.
Cons:
- You can only use your points on certain things the bank offers.
- Not a ton of extra perks compared to some other cards.
Discounts:
- You get a 10% discount on Flipkart from the 1st to the 5th of the month.
- From the 5th to the end of the month, it’s a 5% discount.
- Also, there’s a 15% discount at certain restaurants.
Axis Buzz Credit Card Discounts in Dubai UAE
In Dubai, Axis Bank offers various discounts and deals for its customers using Axis Bank credit and debit cards. Some of the discounts and offers include:
- Shopping Discounts: Axis Bank offers up to 25% off on shopping at Duty Free Expiry, with an expiry of 29 days remaining.
- Dining Discounts: Axis Bank has partnered with EazyDiner for dining discounts, offering up to 40% off up to INR 1000 on a minimum invoice of INR 2500. This discount is valid twice a month per card.
- Holiday Offers: Axis Bank provides holiday offers in collaboration with Thomas Cook, offering discounts on hotels, flights, and packages. For example, the Dazzling Dubai package is available at a discounted price of INR 41,325.
- Axis Bank Holiday Deals: These deals provide great discounts on international and domestic holidays, such as flat INR 3000 off per transaction for Easy Dubai packages and 10% off up to INR 2,000 on domestic hotels.
- EMI Offers: Yatra, a leading online travel company, offers deals on flights and domestic hotels with Axis Bank credit cards on EMI transactions, providing a flat 12% off (up to INR 1,800) + no cost EMI benefit.
- Flying Returns Points: Axis Bank credit cardholders can convert their EDGE Reward points and EDGE Miles into Flying Returns points to earn upgrades and award flights with Air India.
These offers and discounts are available across various banking channels, including internet banking, mobile banking, credit cards, and debit cards. To avail these benefits, customers need to use their Axis Bank credit or debit cards and follow the terms and conditions specified for each offer.
Reward Points:
- You earn 2 points for every INR 200 you spend offline and 3 points for every INR 200 online.
Using Your Points:
- You can spend your points on stuff the bank offers, but you can’t turn them into cash. There are about 500 things to choose from.
Extra Goodies:
For Flipkart Lovers:
- If you spend a certain amount on Flipkart each year, you get more Flipkart vouchers.
For Everyone Else:
- If you spend a certain amount anywhere else, you get more vouchers too.
Paying in Installments:
- If you buy something over INR 2500, you can ask the bank to let you pay it off in parts.
Who Can Get It:
- If you make INR 6 lakh or more each year and you’re between 18 and 70, you’re good to go.
- Bring some ID like a passport, license, or voter ID and something that shows where you live, like a bill or rental agreement.
How We Decided:
We looked at five things:
- How Easy It Is to Use: Can you understand how to get rewards and use them?
- Extra Stuff: What else does the card offer besides just paying for things?
- Cost: How much does it cost, and are there any secret fees?
- Who Can Get It: Is it just for rich people, or can regular folks get it too?
- Does Everyone Take It?: Can you use it anywhere, and do people trust it?
Our Thoughts:
The Axis Bank Buzz Credit Card is awesome for online shoppers, especially if you love Flipkart. It might not have a bunch of fancy extras, but it’s great for what it’s made for.