The Emirates NBD Go4it Gold Credit Card is a versatile financial companion designed to enhance your lifestyle with a myriad of exclusive benefits. With a minimum salary requirement of AED 6000, this card opens the door to a world of perks without an annual fee burden.
Card Overview:
- Salary Requirement: AED 6000
- Annual Fee: AED 103.95
- Interest Rate: 3.25%
- Cash Advance Fee: 3.15%, Minimum AED 103.95
- Non-AED Transaction Fee: 1.99%
Key Features:
- RTA Nol Card Benefits: Seamlessly combine a Credit Card with an RTA Nol Card for effortless transactions on both fronts. Experience the convenience of a dual-purpose card.
- Plus Points Rewards: Earn Plus Points on every spend, with bonus rewards tailored for weekend indulgences, RTA transactions, and weekday essentials.
- Complimentary Life Insurance: Enjoy the security of AED 75,000 in complimentary life insurance, covering both natural and accidental death scenarios.
- Exclusive Cinema Offers: Delight in special rates at VOX Cinemas, including a complimentary upgrade on snacks, making your movie outings even more enjoyable.
- Free Rides on Dubai Ferry: Access complimentary rides on the Dubai Ferry for you and a companion on selected routes, adding a touch of luxury to your transportation options.
Considerations:
While relishing these benefits, it’s essential to note that some perks may require maintaining a minimum average spend of AED 2,000 every three months.
Emirates NBD Go4it Gold Credit Card Charges Overview:
- Annual Fee: AED 103.95
- Cash Advance Fee: 3.15%, Minimum AED 103.95
- Non-AED Transaction Fee: 1.99%
Top Reasons to Choose Emirates NBD Go4it Gold Credit Card
| Benefits | Details |
|---|---|
| RTA Nol Card Benefits | Experience the combined power of a Credit Card and RTA Nol Card for seamless transactions. |
| Exclusive Cinema Offers | Enjoy special rates on movie tickets at VOX Cinemas and receive a complimentary snack upgrade. |
| Plus Points Rewards | Earn Plus Points on every spend, with bonus rewards for weekend, RTA, and weekday transactions. |
| Complimentary Life Insurance | Receive AED 75,000 in complimentary life insurance coverage for natural or accidental death. |
| Free Rides on Dubai Ferry | Access complimentary rides on the Dubai Ferry for you and a companion on selected routes. |
Things to Be Aware Of
| Considerations | Details |
|---|---|
| Minimum Monthly Spend Requirement | Some benefits may necessitate maintaining a minimum average spend of AED 2,000 every three months. |
Detailed Features of Emirates NBD Go4it Gold Credit Card:
- Auto Top-Up for Nol Card:
- Set up automatic recharging for your Nol Tag ID linked to the Go4it Card.
- Ensures a consistent balance for hassle-free transit payments.
- Salik Auto Top-Up:
- Activate auto-recharge for your Salik account with plans ranging from AED 50 to AED 200.
- Never worry about manually topping up your Salik balance again.
- Exclusive Dining Discounts:
- Relish exclusive discounts of up to 30% at over 2,000 restaurants across the UAE, Middle East, and Europe.
- Elevate your dining experience without breaking the bank.
- Discounts on Air Tickets and Holiday Packages:
- Turn travel dreams into reality with discounts on air tickets and holiday packages.
- Avail the discounts through the Emirates NBD Travel Desk.
- 0% Easy Installment Plan:
- Enjoy a 0% Installment Plan covering a diverse range of products and services.
- Shop conveniently at participating merchants without incurring additional charges.
- Free Rides on Dubai Ferry:
- Access complimentary rides on the Dubai Ferry for you and one accompanying guest.
- Valid on selected routes and days with the Silver ticket.
- Complimentary Life Insurance:
- Benefit from AED 75,000 in complimentary life insurance covering natural or accidental death.
- Provides added peace of mind for cardholders.
- Utility Bill Payments:
- Use your Emirates NBD Credit Card to conveniently pay bills for Etisalat, DEWA, and Empost online.
- Simplify bill payments and manage expenses seamlessly.
- Agoda and Hotels.com Discounts:
- Enjoy up to 12% discount on over 985,000 hotels and vacation rentals worldwide with Agoda.
- Avail an 8% discount on hotel stays booked through Hotels.com.
Q1: What is the minimum salary requirement for the Emirates NBD Go4it Gold Credit Card?
A1: The minimum salary required is AED 6000.
Q2: Does the card have an annual fee?
A2: Yes, the annual fee for the card is AED 103.95.
Q3: Are there charges for cash advances?
A3: Yes, cash advances come with a fee of 3.15% or a minimum of AED 103.95.
Q4: Is there a fee for non-AED transactions?
A4: Yes, the non-AED transaction fee is 1.99%.
Q5: What benefits does the card offer?
A5: The card provides benefits such as RTA Nol Card advantages, exclusive cinema offers, Plus Points rewards, complimentary life insurance, and free rides on the Dubai Ferry.
Q6: Are there any considerations to be aware of?
A6: Yes, some benefits may require maintaining a minimum average spend of AED 2,000 every three months.
Who is the Emirates NBD Go4it Gold Credit Card for?
The Emirates NBD Go4it Gold Credit Card is ideal for individuals who want a versatile financial tool that seamlessly integrates into their daily lifestyle. This card caters to:
- Frequent Commuters: If you rely on public transportation in Dubai, especially the RTA network, the Go4it Gold Credit Card with its RTA Nol Card benefits offers a convenient all-in-one solution for transit payments.
- Movie Enthusiasts: With exclusive cinema offers, including special rates at VOX Cinemas, this card is a great choice for those who love to catch the latest movies with added perks.
- Dining Aficionados: The card’s dining discounts of up to 30% at numerous restaurants across the UAE, Middle East, and Europe make it appealing for individuals who enjoy culinary experiences.
- Travel Enthusiasts: The Go4it Gold Credit Card provides discounts on air tickets and holiday packages, making it a valuable companion for those who love to explore and travel.
- Individuals Seeking Rewards: If you appreciate earning rewards on your everyday spending, the Plus Points rewards system of this card allows you to accumulate points that can be redeemed for various benefits.
- Those Wanting Complimentary Insurance: The card offers complimentary life insurance, providing an added layer of financial security for the cardholder and their loved ones.
- Smart Spenders: For individuals who wish to manage their finances wisely, the 0% Easy Installment Plan allows for easy payment of purchases without incurring additional charges.
It’s important to note that while the card offers a range of benefits, individuals should consider their spending habits and lifestyle to ensure they can maximize the advantages offered by the Go4it Gold Credit Card.
In Summary:
The Emirates NBD Go4it Gold Credit Card presents a compelling package for users seeking a blend of convenience and rewards. From seamless transit payments to exclusive discounts on dining and travel, this card caters to diverse lifestyle needs. While considering the benefits, it’s essential to be mindful of the minimum spend requirements for certain perks. Overall, it stands as a versatile choice for those looking to enhance their daily experiences and savings.
