When it comes to travel, having the right rewards credit card can make a significant difference. The United Arab Emirates (UAE) is a popular travel destination, and if you’re planning a trip there, it’s essential to choose a rewards credit card that offers the best benefits and perks. In this comprehensive guide, we will walk you through the process of selecting the best rewards credit card for travel in the UAE. From understanding the key factors to consider to comparing the available options, we’ve got you covered. So, let’s dive in and explore how you can maximize your rewards while traveling in the UAE.
Understanding the Key Factors
Before we delve into the details of choosing the best rewards credit card for travel in the UAE, let’s first understand the key factors that you should consider during your selection process.
1. Travel Benefits
When evaluating rewards credit cards, pay close attention to the travel benefits they offer. Look for cards that provide features such as airport lounge access, complimentary travel insurance, concierge services, and priority boarding. These perks can greatly enhance your travel experience and add value to your credit card choice.
2. Rewards Program
The rewards program is a crucial aspect to consider when selecting a credit card for travel in the UAE. Look for cards that offer flexible rewards points or miles that can be redeemed for flights, hotel stays, car rentals, and other travel-related expenses. It’s also worth checking if the rewards program has any blackout dates or restrictions that may limit your ability to redeem points.
3. Foreign Transaction Fees
Since you’ll be using your credit card while traveling abroad, it’s important to consider foreign transaction fees. These fees can add up quickly and significantly impact the overall cost of your trip. Opt for a credit card that either has no foreign transaction fees or offers low fees to avoid unnecessary expenses.
4. Annual Fee
Credit cards often come with an annual fee, and it’s crucial to evaluate whether the benefits and rewards outweigh this cost. Some premium travel credit cards may have higher annual fees but offer extensive travel perks that can make up for the expense. On the other hand, if you’re a frequent traveler, a card with a lower annual fee may be more suitable for your needs.
5. Sign-Up Bonus
Sign-up bonuses can provide a great boost to your rewards earnings. Look for credit cards that offer attractive sign-up bonuses, such as a large number of bonus points or miles after meeting a minimum spending requirement. These bonuses can kick-start your rewards accumulation and help you save on your travel expenses.
Comparing the Best Rewards Credit Cards for Travel in the UAE
Now that we’ve discussed the key factors to consider let’s compare some of the best rewards credit cards available for travel in the UAE. Please note that the following list is not exhaustive, but it highlights some popular options that you should consider during your research.
1. Emirates NBD Skywards Infinite Credit Card
- Annual Fee: AED 1,500
- Rewards Program: Earn Skywards Miles on every purchase
- Sign-Up Bonus: Up to 100,000 bonus Skywards Miles
- Travel Benefits: Complimentary airport lounge access, travel insurance, and concierge services
- Foreign Transaction Fees: 2.99% of the transaction amount
2. Dubai Islamic Bank Emirates Skywards Signature Card
- Annual Fee: AED 1,500
- Rewards Program: Earn Skywards Miles on every purchase
- Sign-Up Bonus: Up to 40,000 bonus Skywards Miles
- Travel Benefits: Airport lounge access, travel insurance, and discounts on Emirates flight tickets
- Foreign Transaction Fees: 2.79% of the transaction amount
3. ADCB Etihad Guest Infinite Credit Card
- Annual Fee: AED 2,000
- Rewards Program: Earn Etihad Guest Miles on every purchase
- Sign-Up Bonus: Up to 100,000 bonus Etihad Guest Miles
- Travel Benefits: Complimentary airport lounge access, travel insurance, and concierge services
- Foreign Transaction Fees: 3.25% of the transaction amount
4. Standard Chartered Visa Infinite Credit Card
- Annual Fee: AED 1,575
- Rewards Program: Earn Rewards Points on every purchase
- Sign-Up Bonus: Up to 100,000 bonus Rewards Points
- Travel Benefits: Airport lounge access, travel insurance, and concierge services
- Foreign Transaction Fees: 3.25% of the transaction amount
Which credit card is best for international transactions in UAE?
Which bank gives credit card without annual fee?
In the UAE, several banks offer travel credit cards without an annual fee. One of the prominent options is the Emirates NBD Visa Platinum Credit Card. This card comes with various travel benefits, including airport lounge access, travel insurance, and discounts on travel bookings, all without any annual fee.
Another excellent choice is the Standard Chartered Platinum Credit Card, which provides travel benefits like airport lounge access, travel insurance, and discounts on dining and hotel bookings, all without an annual fee.
Additionally, the Dubai Islamic Bank Al Islami Classic Credit Card is another option to consider. It offers travel benefits, such as discounts on travel bookings, without charging an annual fee.
Before making a final decision, it’s essential to compare the features and benefits of each credit card to find the one that best suits your travel needs and preferences. Remember, a travel credit card without an annual fee can be a cost-effective option for those who want to enjoy travel benefits without additional expenses.
Conclusion
Choosing the best rewards credit card for travel in the UAE requires careful consideration of various factors, including travel benefits, rewards programs, foreign transaction fees, annual fees, and sign-up bonuses. By understanding these key factors and comparing the available options, you can make an informed decision that aligns with your travel goals and preferences. Remember to choose a credit card that offers the most value for your spending and travel needs. So, whether you’re planning a leisurely vacation or a business trip to the UAE, use this guide as a starting point to find the perfect rewards credit card that will enhance your travel experience and help you make the most of your journey.
